Welcome to IV Capital

IV Capital: A New Standard for Community Wealth Capital.

IV Capital is a federally certified Community Development Financial Institution (CDFI) providing opportunity and access to flexible debt and patient capital for small businesses historicaly locked out of traditional financing.

Your Trusted Capital Partner

$2M+
Dollars Deployed  
253
Entrepreneurs
Supported
643
Jobs Created
63%
Paying Livable Wage

Empowering economic growth rooted in impact and innovation.

We are not competing with traditional capital — we are replacing its assumptions.

We’re not “fund managers.” We are wealth engineers for underestimated talent.

Affordable and flexible capital options for every stage of growth

SMB Micro Loans

Flexible funds for any business need

Up to $25,000

See loan details
See loan details
  • Up to 3 credit cardz
  • Invest in stocks and ETFs
  • Personal profile only
  • Normal customer support

Contractor and Purchase Order Financing

Gap financing to keep you moving

Up to $250,000

See loan details
See loan details
  • All in Basic, plus
  • Up to 10 credit cards
  • Invest in stocks, ETFs and cryptos
  • Normal customer support

SMB Working Capital

Flexible working capital to meet your needs

Up to $250,000

See loan details
See loan details
  • All in Basic, plus
  • Up to 10 credit cards
  • Invest in stocks, ETFs and cryptos
  • Normal customer support

Revenue-based Financing

Flexible financing that grows when you grow

Up to $500,000

See loan details
See loan details
  • All in Basic, plus
  • Up to 10 credit cards
  • Invest in stocks, ETFs and cryptos
  • Normal customer support

Redeemable Equity Financing

Buy back your equity when you grow

Up to $500,000

See loan details
See loan details
  • All in Basic, plus
  • Up to 10 credit cards
  • Invest in stocks, ETFs and cryptos
  • Normal customer support

Franchise and ETA Financing

The right capital for the right acquisition

Up to $3,000,000

See loan details
See loan details
  • All in Standard, plus
  • Unlimited credit cards
  • AI-powered investing system
  • Normal customer support

Affordable Housing Community Development Financing

Capital rooted in community

Up to $3,000,000

See loan details
See loan details
  • All in Standard, plus
  • Unlimited credit cards
  • AI-powered investing system
  • Normal customer support

Simple steps to achieve your financial goals efficiently.

Start
1
4
2
3
Closure
Account Creation

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Document Verification

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Loan Approval

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Fund Transfer

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What our clients are saying.

“ I've been a client of this bank for several years, and I can confidently say that their customer service is unmatched. The team guided me through the mortgage process with professionalism and care ”
Ella Wilderman
North Yasmeen
“ My experience with this bank has been exceptional from day one. I have utilized their investment services for my portfolio, and the advice I've received has consistently been accurate and beneficial ”
Alexandra Braun
Trevaworth
“ Navigating online banking can sometimes be challenging, but this bank has made it effortless. Their digital platform is intuitive, and any issues I've encountered have been resolved quickly by their efficient support team.  ”
Brittany Aufderhar
Rohnert Park
“ This bank truly understands customer needs. Their online platform is not only easy to navigate but also packed with useful features. Any questions I've had were answered swiftly by their knowledgeable staff. ”
Chris Feil
Fort Tyreek

Start your financial journey with us today.

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